Filter Gallery: Dry Brush
Select the photo layer to make it active…
Go to the Filter menu and choose Filter Gallery.
Under Artistic, choose Dry Brush: (4, 0, 1)
You will see the smart filter show up in the Layers panel.
Filter Gallery: Cutout
Go to the Filter menu and choose Filter Gallery again…
Under Artistic, choose Cutout (8, 0, 1).
You will see a 2nd smart filter in the Layers panel.
Filter: Find Edges
Go to Filter > Stylize > Find Edges…
Double-click on the sliders on the right-side of the Smart Filter in the Layers panel.
Change the filter blend mode to Multiply and reduce opacity to 70%.
Change Photo
Double-click on the smart object icon on the photo layer.
This opens the PSB linked file.
Click on one of the photos below and copy it (or get another photo of your own).
Paste it in the PSB file.
You will see * in the file tab. CTRL+S to save the file. This updates the main file. Go back to that tab to see the updated results.
You’ll see the effect with the new photo and the photo thumbnail will be updated…
Clipping Mask
Turn the photo layer into a clipping mask: either right-click on the photo layer (or ALT+CTRL+G).
Resize Text
Select the text layer and CTRL+T to transform/resize it.
If you want to change the word, double-click on the “T” from the text layer. Type something else, then click off to update the layer.
Make sure the link icon is not pressed in the Options bar.
Drag out the square handles until the text totally fills the canvas like this. Then click on Done.
Text Style
With the text layer still active, add layer style … Bevel & Emboss.
You should have something like this…
Your layers should look like this…
