Start by clicking on the photo below, then copy the full-size image…

Create a new PS document, size should be 1000 x 585 px.

Paste in the photo and rename the layer to “photo”.

Convert the photo layer into a Smart Object

Select the photo layer to make it active…

Go to the Filter menu and choose Filter Gallery.

Under Artistic, choose Dry Brush: (4, 0, 1)

You will see the smart filter show up in the Layers panel.

Go to the Filter menu and choose Filter Gallery again…

Under Artistic, choose Cutout (8, 0, 1).

You will see a 2nd smart filter in the Layers panel.

Filter: Find Edges

Go to Filter > Stylize > Find Edges

Double-click on the sliders on the right-side of the Smart Filter in the Layers panel.

Change the filter blend mode to Multiply and reduce opacity to 70%.

Add Text

Click on the Text tool. Go to the Options Bar at the top and change the font type to “BD Cartoon Shoutout”.

Click on the canvas and type out a word like “TRAVEL” or another short word.

Click off in an empty area of the Layers panel to set the text and you will see the layer name changed.

Resize Text

Select the text layer and CTRL+T to transform/resize it.

Make sure the link icon is not pressed in the Options bar.

Drag out the top and side handles and move it so it’s filling most of the canvas.

Then click on Done.

Clipping Mask

Move the text layer below the photo layer.

Turn the photo layer into a clipping mask: hover between the layers while holding down the ALT key, or right-click on the photo layer (or ALT+CTRL+G).

Change Photo

Double-click on the smart object icon on the photo layer.

This opens the PSB linked file.

Click on one of the photos below and copy it (or get another photo of your own).

Paste it in the PSB file.

You will see * in the file tab. CTRL+S to save the file. This updates the main file. Go back to that tab to see the updated results.

You’ll see the effect with the new photo and the photo thumbnail will be updated…

Text Style

Make the text layer active…

Then add layer style … Bevel & Emboss.

Increase the size to about 30…

You should have something like this…

Your layers should look like this…